Reckon reads invoices and receivables, scores them for risk, mints them onchain, and manages a live vault of tokenized credit — with every decision logged, on X Layer.
From a raw invoice to a live, monitored position — Reckon runs the full credit lifecycle without a human underwriter in the loop.
Upload an invoice or paste receivable data. The agent extracts terms, checks counterparty signals, and outputs a risk score with suggested terms.
Approved assets are minted as onchain RWA tokens on X Layer — one click, ERC-4626-style vault shares backed by the underlying receivable.
Investor USDC flows into the vault. The agent allocates across tokenized credits and continuously re-scores exposures as new signals arrive.
Every score change, reallocation, or risk alert is written onchain and mirrored to Reckon's X account — a public, timestamped decision log.
Paste receivable data below. This runs a deterministic scoring model in your browser — no data leaves this page.
A model of how the agent allocates deposited USDC across tokenized receivables and tracks exposure. This view will switch to live X Layer contract data once the vault is deployed.
The underwriting engine above is a browser-side model. Real underwriting decisions from that same scoring logic are separately logged onchain, permanently, in the ReckonRegistry contract — the actual first step toward the full agent described here.
logDecision(), view on either explorer
| Asset (demo) | Score | Exposure | Status |
|---|
A natural-language front-end over the same underwriting and portfolio logic — try one of the prompts below.
Reckon leans on X Layer's low-fee execution and native stablecoin rails to make active, frequent agent decisions economically viable.